to Stanford in the P12 championship game (I now have them pegged there after USC's loss to Washington last night) and play in the Rose Bowl w/ a 10-3 record. If they lose the bowl game (it'd probably be close to 50/50 odds there) that would put them at 10-4 overall. Meanwhile BYU will go 9-3 and beat a 7-5 Arizona team in the Last Vegas Bowl to end up with a 10-3 record. Utah will probably end the season ranked slightly higher than BYU due to having the tougher schedule, but both teams will be ranked in the top 20 when all is said and done.