3.75% No Cost 30 Year Fixed

Feb 9, 2016
7:54:24pm

breakingblue Walk-on

Mulletyno is doing 3.75% No Cost 30 Year Fixed right now. Hit him up. He's one of my good friends so I promote him when I can.

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breakingblue

Previous username: Jonbonjovi
Bio page: breakingblue
Joined: Mar 11, 2014
Last login: Apr 27, 2024
Total posts: 720 (76 FO)

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Messages

Author

Time

Want to sell a home to our kids, the most effective way for them

TeeKaa

2/8/16 3:16pm

<< Deleted >>

CDV

2/8/16 3:18pm

FHA loans for first time home buyers only require 3.5% down

CSoul

2/8/16 3:18pm

PMI or MIP are a real $ anchor in this case.

TeeKaa

2/8/16 3:25pm

Why? You factor it in to the effective rate just like anything else. This

CSoul

2/8/16 3:27pm

Not a deal breaker; just more costs for them.

TeeKaa

2/8/16 3:58pm

May be a deal breaker. $5600 up front and $2800 per year is a big dent to them.

TeeKaa

2/8/16 4:22pm

Lenders dont really like to do cash out refis these days.

BYUinTX

2/8/16 3:22pm

Not true at all

Paul Hewson

2/8/16 4:26pm

Are you in Utah? If so, could they go through MACU for 100% 1st time buyer loan

Tokolosh

2/8/16 3:28pm

I used this loan. No mortgage insurance either.

scrubbed03

2/8/16 3:51pm

Best program in the country IMHO

Tokolosh

2/8/16 4:02pm

Seriously. It was awesome! Highly recommend

scrubbed03

2/8/16 4:20pm

3.75% No Cost 30 Year Fixed

breakingblue

2/9/16 7:54pm

California

TeeKaa

2/8/16 3:56pm

Might still be eligible, they are regional, but CA property values might be high

Tokolosh

2/8/16 4:01pm

They're not in CA unfortunately and not quite high enough, also unfortunate.

TeeKaa

2/8/16 4:14pm

They have branches in New Mexico. Is that loan program Utah specific or MACU

LaserCoug

2/8/16 5:57pm

I assume they can do loans where ever they have branches.

Tokolosh

2/8/16 6:12pm

not sure what the equity position is but i believe it would be considered

OC_Ute

2/8/16 4:15pm

With change of ownership, I think the state/local gov't will want to get their

Iman23

2/8/16 4:24pm

Gift the equity for down payment and closing cost

Paul Hewson

2/8/16 4:25pm

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