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Apr 25, 2017
7:58
:45
am
Skeptical Optimist
All-American
Yes, that is what is frustrating about the change. There are now two conflicting
models.
Maybe FICO will change to match eventually, but for now, it looks like you can't have a high score for both.
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Skeptical Optimist
Previous username
workindev
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Skeptical Optimist
Joined
Aug 2, 2006
Last login
May 23, 2024
Total posts
79,422 (4,252 FO)
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Messages
Author
Time
Major changes to credit score calculation
Skeptical Optimist
4/25/17 7:51am
So if you are applying for a car loan you need to play one game
cougarmanguy
4/25/17 7:57am
Yes, that is what is frustrating about the change. There are now two conflicting
Skeptical Optimist
4/25/17 7:58am
FICO is updating to include trended data
Linescratcher
4/25/17 8:05am
It isn't that extreme at all. If you have a high score in one you will have a
CSoul
4/25/17 8:06am
I expect my Vantage Score to drop given the amount of available credit I have
Skeptical Optimist
4/25/17 8:10am
RE: I expect my Vantage Score to drop given the amount of available credit I
eastwestcoast
4/25/17 11:00am
True, but that is changing. As Linescratcher noted above, FICO is losing their
Skeptical Optimist
4/25/17 11:07am
I've found if you pay your bills on time you have great credit.
Mayor of Cougartown
4/25/17 8:46am
Another reason to get out of debt and stay out of debt
YouPuntYouDye
4/25/17 10:02am
Did it go into effect yesterday? My score dropped 8 points overnight.
fiberpost
4/25/17 10:16am
The articles just say it will be later this year
Skeptical Optimist
4/25/17 10:28am
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