People shouldn't use life insurance as an excuse not to prepare to retire. If you are doing it right, you won't need it

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May 20, 2019
9:15:00am

Baron AKA "Dear Leader"

People shouldn't use life insurance as an excuse not to prepare to retire. If you are doing it right, you won't need it

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Baron

Previous username: jarocho
Bio page: Baron
Joined: Sep 1, 2006
Last login: Jun 12, 2024
Total posts: 95,199 (33,155 FO)

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Messages

Author

Time

POLL: Do you have life insurance?

paulb

5/20/19 8:57am

I view it as a necessary expense.

5/20/19 8:59am

Ditto. My only qualm with it is I feel I don't have enough.

paulb

5/20/19 9:01am

How much you need varies overtime. As you are starting out with a young family and kids

Baron

5/20/19 9:03am

I wouldn't say it's unnecessary after kids go to college. Many adults still have

BYUfan92

5/20/19 9:13am

People shouldn't use life insurance as an excuse not to prepare to retire. If you are doing it right, you won't need it

Baron

5/20/19 9:15am

Agreed, I'm not suggesting that at all only that the savings rate of Americans

BYUfan92

5/20/19 9:21am

That is the debate. The main concern is to get enough, so that money

5/20/19 9:10am

If you’re a parent it is totally irresponsible not to have it

Pretorian

5/20/19 9:20am

It'd be more interesting to see who has supplemental life insurance above what is provided by an employer.

chago04

5/20/19 9:37am

Also, what % has it through an employer

Pretorian

5/20/19 9:59am

Yes, but have been wondering it I should increase it.

Ode to Hoy

5/20/19 10:03am

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