MoneypantsMoneypants is the simple system that allows family members to earn some of the things they normally get for free. In the process, they learn work ethic, good habits, and appreciation for what they have. They also learn money management and how to save, shop, and spend. It may sound like an allowance, but it’s so much more.
https://captainmoneypants.com/
Don't know if it has the full functionality you want... But maybe?