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Sep 9, 2019
4:41
:20
pm
Plato
Walk-on
No such thing as 0% interest, sorry
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Plato
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Plato
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Mar 21, 2017
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Jun 21, 2024
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POLL: You're buying a $30,000-$50,000 car. You have this amount saved up to pay it in cash. Your dealer is offering 0% financing. You also have a 2.5% savings account rate.
mulletino
vergüenza ajena
9/9/19 4:37pm
Take the extra cash incentive, pay the higher interest
Plato
9/9/19 4:38pm
*BUZZER SOUND* Not an option in this poll. Next?
mulletino
9/9/19 4:40pm
No such thing as 0% interest, sorry
Plato
9/9/19 4:41pm
You're taking this too seriously. It's a dumb poll. Just answer the bloody question.
mulletino
9/9/19 4:43pm
I personally would take any low interest rate so that I could blow the cash on
Plato
9/9/19 4:51pm
I'd probably do the 0%, hate it, and pay it off 3 months later.
Colorado
9/9/19 4:38pm
If you are the kind of guy who doesn't like paying low interest rates,
Plato
9/9/19 4:53pm
yeah, I don’t plan to ever buy a new car either
Colorado
9/9/19 5:09pm
Dave Ramsey - #3 and if you didn't buy your home in cash you're a bad person.
LaVellIfIKnow
9/9/19 4:41pm
Correct. Pay for everything in cash and put the rest of your millions in all the
Twin Roots
9/9/19 4:43pm
I never heard him say that. He just says pay off your house faster than required
Brisco
9/9/19 4:53pm
No way am I buying in cash. Even without 0% financing. You can very easily beat car loan interest rates
YIsForBrigham
9/9/19 4:50pm
Just curious where a 2.5% interest rate is - 2.0% was the highest I could find
crack
9/9/19 4:51pm
Best rates listed here
Plato
9/9/19 4:56pm
If you are getting 0% financing you aren’t getting the best deal from the dealer
kotacoug
9/9/19 4:55pm
This is not correct.
Plato
9/9/19 4:57pm
0% financing usually comes from the manufacturer, not the dealer.
garyfan
9/9/19 5:26pm
Doesn’t matter. If you are using the 0% you are not getting their best deal.
kotacoug
9/9/19 6:16pm
When they offer 0% they never let you take advantage of other cash incentives
KSwiss
9/9/19 6:44pm
That’s a different issue. It’s true that the manufacturer will only let you take
garyfan
9/9/19 7:15pm
Talking financing before finding out how much the dealer will go down usually
KSwiss
9/9/19 7:20pm
Who said anything about doing anything other than settling on the purchase price
garyfan
9/9/19 7:50pm
Whatever dude. You’re always involved on post strings where you
KSwiss
9/9/19 8:47pm
Weird reaction to a normal conversation.
garyfan
9/9/19 9:37pm
The correct answer is you haggle with the sales person to get you the value
kimdaddy35
9/9/19 6:06pm
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