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Jan 5, 2021
4:29
:02
pm
Cougar-Duck
Murder Hornet
Title companies don’t hold titles. The bank has a lien on the property until you pay off the bank. You are still
on the title to your home, subject to the bank’s lien.
If someone else fraudulently gets a loan with a lien on your property, there is a way to remove that fraudulent lien.
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Cougar-Duck
Previous username
heberjoe
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Cougar-Duck
Joined
Apr 26, 2005
Last login
May 23, 2024
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49,451 (3,691 FO)
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Messages
Author
Time
I keep hearing about Home title being stolen and loans being taken out, is this
germ1
1/5/21 4:27pm
Title companies don’t hold titles. The bank has a lien on the property until you pay off the bank. You are still
Cougar-Duck
1/5/21 4:29pm
Homes have deeds not titles. There’s no physical paper like a vehicle.
Ydaho
1/5/21 4:38pm
There is a physical paper and it is recorded.
Baron
1/5/21 4:44pm
"Title" refers to who has legal ownership and the legal right to use a piece of
cougarsnooty
1/6/21 9:46am
This depends on what state you are in. Some states a mortgage is a pure lien, some use title companies and deeds of
vegasnative
1/5/21 4:58pm
So the lender is responsible for the fraudulent loan?
germ1
1/5/21 5:23pm
They were a party to the case as well. We eventually got the court to declare that the loans were fraudulent and
vegasnative
1/5/21 9:39pm
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