affect my taxes if I never sold them.
I didn't really think about inflation, guess I assumed it was $5000 monthly forever in todays dollars and would adjust with inflation, but thats a good point.
With what I have invested now though I would still be able to retire with unadjusted $5000/month as it would be many years before I would need to dip into what I already have invested, and by that point it will be well more than enough.
We currently live on ~$50k, once the mortgage is paid off that goes under $30k