I already changed my mind. Roth first. First time home buyer can get FHA loan.

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Jul 20, 2021
10:06:09am

Sparkling Delirium Redshirt Freshman

I already changed my mind. Roth first. First time home buyer can get FHA loan.

Once you have a little equity built up then refinance to get out of the mortgage insurance.

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Sparkling Delirium

Bio page: Sparkling Delirium
Joined: May 7, 2015
Last login: Jun 21, 2024
Total posts: 6,075 (19 FO)

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Messages

Author

Time

529, ETFs, Roth IRA or Save for a house?

PabloSanchezz

7/20/21 9:57am

Anything but option 1. Your retirement and home come first.

Baron

7/20/21 9:57am

The best long-term financial decision will be to max your tax-protected investments in retirement (Roth IRA).

SaturdaySpecialDay

7/20/21 10:00am

I am a big fan of Roth’s, but it depends on what your tax bracket is now

7/20/21 10:38am

I would probably save for the home and then do the Roth.

Sparkling Delirium

7/20/21 10:00am

I already changed my mind. Roth first. First time home buyer can get FHA loan.

Sparkling Delirium

7/20/21 10:06am

Roth first, then ETF, then save for house, then 529.

OPINIONS

7/20/21 10:12am

I'm a fan of just using a brokerage account. If I need the money for my kids education, I can do a DIK to the church

7/20/21 10:16am

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