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Aug 5, 2022
3:58
:25
pm
jrifkin48
Troublemaker
I got 2.9% from Ford for 60 months. Local bank was 3.45 for 72 months
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jrifkin48
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jrifkin48
Joined
May 7, 2011
Last login
May 31, 2024
Total posts
28,213 (1,311 FO)
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Messages
Author
Time
Whats a good used car interest rate? getting waaaay too many ads doing search
byu1
8/5/22 3:37pm
0% because you paid cash for the used car. that's a great interest rate
Cougarclaw
8/5/22 3:42pm
Typically a really bad idea really, unless your rate is crazy high.
Duke Silver
8/5/22 3:50pm
Ha...A bad idea? That's rich
Ricky Butler
8/5/22 4:10pm
Yeah, assuming you can get a good rate it makes far more sense to finance.
Duke Silver
8/5/22 4:16pm
All my investments are -4 to -9 this calendar year.
pilot17
8/5/22 5:19pm
This year, sure. Chances are high that your annualized return for stocks over
Duke Silver
8/5/22 5:56pm
I don't know anyone who got wealthy through car loans.
Ricky Butler
8/5/22 9:13pm
You don’t get wealthy through car loans, but you can make solid investments
Duke Silver
8/5/22 9:32pm
Buy used has worked out super well for me. . .
Zoobieman
8/5/22 4:08pm
Where does the church recommend only having a 3 year loan
cougarfann888
8/5/22 4:11pm
I have heard it like 4-5 times either when I was at BYU or 26-30 years old.
Zoobieman
8/5/22 4:53pm
D&C 63:8
CertainDeath
8/5/22 5:13pm
thats another option as well, but have been told that super low interest rate is
byu1
8/5/22 4:17pm
I mean. . . it is good if the car you are buying is a good price to begin with.
Zoobieman
8/5/22 4:35pm
For 60 months I am guessing somewhere between 4.4-4.8%
cougarfann888
8/5/22 3:47pm
I got 2.9% from Ford for 60 months. Local bank was 3.45 for 72 months
jrifkin48
8/5/22 3:58pm
Was that a new car? And when was that?
cougarfann888
8/5/22 4:09pm
This week. New truck
jrifkin48
8/5/22 5:11pm
thanks for reference, I just got quoted 2.6% by my credit union
byu1
8/5/22 4:12pm
That's solid. Take it now as rates are only going up
jrifkin48
8/5/22 5:12pm
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