thanks for reference, I just got quoted 2.6% by my credit union

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Aug 5, 2022
4:12:26pm

byu1 All-American

thanks for reference, I just got quoted 2.6% by my credit union

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byu1

Bio page: byu1
Joined: Mar 1, 2001
Last login: Apr 23, 2024
Total posts: 32,845 (407 FO)

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Messages

Author

Time

Whats a good used car interest rate? getting waaaay too many ads doing search

byu1

8/5/22 3:37pm

0% because you paid cash for the used car. that's a great interest rate

Cougarclaw

8/5/22 3:42pm

Typically a really bad idea really, unless your rate is crazy high.

Duke Silver

8/5/22 3:50pm

Ha...A bad idea? That's rich

Ricky Butler

8/5/22 4:10pm

Yeah, assuming you can get a good rate it makes far more sense to finance.

Duke Silver

8/5/22 4:16pm

All my investments are -4 to -9 this calendar year.

pilot17

8/5/22 5:19pm

This year, sure. Chances are high that your annualized return for stocks over

Duke Silver

8/5/22 5:56pm

I don't know anyone who got wealthy through car loans.

Ricky Butler

8/5/22 9:13pm

You don’t get wealthy through car loans, but you can make solid investments

Duke Silver

8/5/22 9:32pm

Buy used has worked out super well for me. . .

Zoobieman

8/5/22 4:08pm

Where does the church recommend only having a 3 year loan

cougarfann888

8/5/22 4:11pm

I have heard it like 4-5 times either when I was at BYU or 26-30 years old.

Zoobieman

8/5/22 4:53pm

D&C 63:8

CertainDeath

8/5/22 5:13pm

thats another option as well, but have been told that super low interest rate is

byu1

8/5/22 4:17pm

I mean. . . it is good if the car you are buying is a good price to begin with.

Zoobieman

8/5/22 4:35pm

For 60 months I am guessing somewhere between 4.4-4.8%

cougarfann888

8/5/22 3:47pm

I got 2.9% from Ford for 60 months. Local bank was 3.45 for 72 months

jrifkin48

8/5/22 3:58pm

Was that a new car? And when was that?

cougarfann888

8/5/22 4:09pm

This week. New truck

jrifkin48

8/5/22 5:11pm

thanks for reference, I just got quoted 2.6% by my credit union

byu1

8/5/22 4:12pm

That's solid. Take it now as rates are only going up

jrifkin48

8/5/22 5:12pm

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