How do they still cost me? If I use my CC for necessary expenditures, why not

Sign up, and you'll be able to customize your font size and more! Sign up

Report problem with this ad

Mar 29, 2024
6:36:52pm

Chester Copperpot All-American

How do they still cost me? If I use my CC for necessary expenditures, why not

get some benefit?

Report problem with this ad

Chester Copperpot

Previous username: Chester CobberPot
Bio page: Chester Copperpot
Joined: Jun 10, 2005
Last login: May 27, 2024
Total posts: 21,602 (670 FO)

Report problem with this ad

Messages

Author

Time

I think I figured out why I like listening to Dave Ramsey's show.

Mar 29, 6:25pm

It's entertaining when Dave says things like "How much did you spend on the

Mar 29, 6:28pm

Hold up…why does he say we shouldn’t use cc rewards points?

coug719

Mar 29, 6:30pm

He claims studies have shown that spending is lower if one uses cash.

Mar 29, 6:30pm

He's probably right. I believe him that you'll spend less if you restrict

Mar 29, 6:33pm

agreed. I have I've never once carried a cc balance but I like to have

Agnostic-alumni

Mar 29, 6:39pm

Dave doesn't do nuance. He keeps it simple, for the financially challenged.

Mar 29, 6:44pm

If I only paid cash, I wouldn't have stayed “free” at Marriott-branded hotels…

MichCoug

Mar 29, 7:05pm

Yeah, but are you lifetime Titanium Elite?

Catfish

Mar 29, 8:27pm

He says don't use credit cards at all.

Mar 29, 6:31pm

Yeah, I don’t think I agree with that in today’s climate.

coug719

Mar 29, 6:34pm

You should never use a CC. You should never earn rewards. Even if they are free

BYUinTX

Mar 29, 6:31pm

Ehhh. I always stay within a strict budget and have accumulated massive rewards

chitownboy

Mar 29, 6:33pm

How do they still cost me? If I use my CC for necessary expenditures, why not

Chester Copperpot

Mar 29, 6:36pm

I think he’s just saying Dave’s points, not what normal people believe

Warner

Mar 29, 6:41pm

That's why I read Reddit r/marriage. It turns out that I'm an awesome husband.

Mar 29, 6:38pm

Yeah same reason for reality TV or politics. Train wreck entertainment

Mar 29, 6:42pm

I think it's a combination of that and validating optimism.

shoganai

Mar 29, 6:43pm

"How much did you spend on the stupid car?" is mocking.

Mar 29, 6:45pm

I guess. He never sounds malicious to me.

shoganai

Mar 29, 6:49pm

He's not overly so, but he does get in some jabs, probably to entertain his

Mar 29, 6:57pm

a downside to being a dave ramsay fan/follower is

LO Cougar

Mar 29, 7:09pm

Dave Ramsey takes the same approach with credit cards as the church takes with

brazilcoug

Mar 29, 7:18pm

Yeah he told someone he and 30 yr old wife saving $60k in 401k, $23.5 is max

SwanSong

Mar 29, 8:26pm

Report problem with this ad

Posting on CougarBoard

In order to post, you will need to either sign up or log in.

Report problem with this ad