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Jan 29, 2015
5:02
:57
pm
supertux
I'm not sure if it is the same at Prosper, but at LendingClub, if you have an
IRA account with them, you can't trade notes and have to hold them the full term.
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supertux
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supertux
Joined
Nov 29, 2012
Last login
Jun 21, 2024
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56,403 (17,627 FO)
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Messages
Author
Time
Peer to Peer lending. Looks encouraging but how liquid is it?
buckeyeod
1/29/15 5:00pm
FolioFn is used to trade Prosper notes, so you yes, you can liquidate fairly
supertux
1/29/15 5:02pm
I'm not sure if it is the same at Prosper, but at LendingClub, if you have an
supertux
1/29/15 5:02pm
I loaned a friend from YM days $1300 bucks last year, he only owes $200 more.
ToasterChive
1/29/15 5:04pm
it's much worse if you know the person and they stiff you.
Cougarclaw
1/29/15 5:17pm
3 year amortization on all Prosper loans
jkccoug
1/29/15 5:05pm
But I wasn't aware of the loan sale option set forth above.
jkccoug
1/29/15 5:06pm
I'm at a 9% annual return after 18 months or so.
mulletino
1/29/15 5:11pm
If I were doing it I would just set aside a portion of my overall portfolio
jkccoug
1/29/15 5:12pm
I did my own little test back in 2007. I put $2,000 into about 30 different
BYU-Ite
1/29/15 5:25pm
Lending Club has been solid for me. But I'd never put more than a small %
mulletino
1/29/15 5:27pm
LC has been good to me, too.
ebv
1/29/15 6:14pm
Too many of the loans went bad and weren't paid back
BYU-Ite
2/4/15 9:24pm
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