Whole Life is passe. There's a place for universal life for a variety of

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Mar 31, 2015
11:07:22am

Indy Coug

reasons. A lot of it depends on your personal circumstances and needs.

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Indy Coug

Bio page: Indy Coug
Joined: Dec 20, 2001
Last login: Jun 16, 2024
Total posts: 185,536 (9,879 FO)

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Messages

Author

Time

Life Insurance - Whole, Universal, Term? Discuss

Big Wally D

3/31/15 11:03am

Term is the only one that makes sense. But I am sure the insurance guys will beg

Mikey

3/31/15 11:04am

Yes

maxpowers

3/31/15 11:10am

I'm curious what you mean by "makes sense." Term wouldn't make any sense at all

Byron McNertney

3/31/15 11:40am

*for most people.

Mikey

3/31/15 11:44am

I think you meant to type, "for me."

Byron McNertney

3/31/15 11:46am

Most people will not benefit from any other insurance because they don't fit the

Mikey

3/31/15 11:59am

So at what point of life or income would something other than term

Big Wally D

3/31/15 11:49am

Whole Life is passe. There's a place for universal life for a variety of

Indy Coug

3/31/15 11:07am

I may be transitioning jobs

Big Wally D

3/31/15 11:38am

Index universal life.

maxpowers

3/31/15 11:10am

This is a good one, but I'm biased because I create indexed products.

Indy Coug

3/31/15 11:11am

Are most Universal plans indexed? I was looking into one with USAA

Big Wally D

3/31/15 11:29am

I haven't seen recent industry sales, but indexed is not the biggest subset

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