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May 20, 2019
8:57
:07
am
byubyu
All-American
It doesn't- except for the sellers of it who get their big fat commission.
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byubyu
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byubyu
Joined
Jun 28, 2006
Last login
Jun 17, 2024
Total posts
65,996 (2,915 FO)
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Messages
Author
Time
How does Whole Life Insurance work? I know that Dave Ramsey hates it, but my
UberDeek
5/20/19 8:50am
It's an investment and life insurance
paulb
5/20/19 8:51am
It’s an investment I wouldn’t do it but if you are risk adverse
cougarfann888
5/20/19 8:54am
*averse
Iman23
5/20/19 9:11am
We need to nip this kind of thing in the butt.
Kilgore Trout
5/20/19 9:23am
It’s a moo point
shammy
5/20/19 10:49am
These people are going to wreck havoc with the English language.
Kilgore Trout
5/20/19 11:01am
It doesn't- except for the sellers of it who get their big fat commission.
byubyu
5/20/19 8:57am
You may want to consider a fully-funded Universal Life policy instead.
rockhound
5/20/19 8:57am
It's insurance and cash value growth but there are a few ways to structure that.
Ash
5/20/19 9:01am
If you have the money it can be a good thing. But, most would benefit greater
The Old Y
5/20/19 9:04am
It' heavily fee loaded in the first years which that money could be used instead
Fatalplacebo
5/20/19 9:04am
It works like this:
Pimpin4Paradise
5/20/19 9:16am
Sworn an oath??
pink22
5/20/19 9:19am
Yeah, and doctors swear an oath to help people... if they have good insurance
UberDeek
5/20/19 1:00pm
I was never big on creeds....
pink22
5/20/19 3:56pm
It certainly works but it works worse than a universal life policy or a term policy and investing the difference
chago04
5/20/19 9:27am
buy term (way cheaper), invest the difference in cost.
OC_Ute
5/20/19 10:48am
Don’t do it. Seriously. Don’t.
Mr. Belding
5/20/19 1:06pm
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