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Jan 14, 2021
4:49
:26
pm
kos
Contributor
I refinanced last March and then again in December. Saved an extra $180/month on
the second refinance (the first one dropped my monthly payment about $300, so all-in, I dropped it almost $500 a month). Both were no cost at close.
This message has been modified
Originally posted on Jan 14, 2021 at 4:49:26pm
Message modified by kos on Jan 14, 2021 at 4:50:44pm
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kos
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kos
Joined
Sep 14, 2016
Last login
Jun 20, 2024
Total posts
1,833 (2 FO)
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Messages
Author
Time
If you haven’t refinanced in the last year, I’d highly suggest getting a quote
conetah
1/14/21 3:29pm
What if I have refinanced in the last year?
WhirleyPop
1/14/21 3:30pm
Never hurts to ask. Just depends on your rate.
conetah
1/14/21 3:38pm
I refinanced last March and then again in December. Saved an extra $180/month on
kos
1/14/21 4:49pm
I re-financed this week at 2.25
UpperCirqueUte
1/14/21 3:31pm
What was the term?
RexIdaCoug
1/14/21 3:32pm
15 years. 10 year rate was actually higher.
UpperCirqueUte
1/14/21 3:33pm
I refinanced 6 months ago -
Eddie
1/14/21 3:32pm
I did last November/December and got down to a 3.125% on a 15 year.
gmj81
1/14/21 4:01pm
It could but I'd expect 2.5% depending on credit.
conetah
1/14/21 4:08pm
Wait, you're saying they're going to drop again? Already free money...2.25%..
ABN RGR
1/14/21 4:07pm
30 Yr. Conventional is at 2.79%.
conetah
1/14/21 4:11pm
What VA rates are you seeing?
ABN RGR
1/14/21 6:25pm
Closed yesterday on a 30 year no cost at 2.875%
rggee
1/14/21 4:10pm
Closing tomorrow on a rental property at that rate.
BPintheCouv
1/14/21 4:12pm
Yeah would love to know who is doing a no cost refinance on rental
NVblue
1/14/21 4:24pm
Sorry. Got all in on the refi but mine was a purchase. Need to do refi on home.
BPintheCouv
1/14/21 4:50pm
Aarun Rumbaugh at Fairview mortgage-Draper helped us on ours. Highly recommend
MrTootles
1/14/21 7:32pm
They can get them done fast too
MrTootles
1/14/21 7:33pm
Who does them for no cost?
pinolero
1/14/21 4:14pm
BM mulletino. He got me mine
rggee
1/14/21 6:43pm
I closed at that rate at no cost back in Sept
cambo
1/14/21 4:23pm
Who did you go through? What exactly does no cost mean, no closing cost?
pinolero
1/14/21 6:18pm
Correct, no closing costs
rggee
1/14/21 6:43pm
Like rggee said, no closing costs that you pay out of pocket at
kos
1/14/21 8:15pm
I’m in the process. Had to close out a rental and then on to my personal. Wish
BPintheCouv
1/14/21 4:14pm
I refinanced to a 2.625% on a 15 year by paying points in fall 2019
Westsider
1/14/21 4:16pm
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