You mean that the 31 year old dude with the new pickup towing the camp trailer

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Jan 20, 2023
9:02:25am

macdizzle All-American

and brand new Can Am went into debt for those?

That’s literally $400k driving down the road.

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macdizzle

Previous username: mckaya
Bio page: macdizzle
Joined: Aug 31, 2010
Last login: Jun 16, 2024
Total posts: 16,447 (118 FO)

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Messages

Author

Time

This is a big part of why Utah appears to be wealthy:

rad dawg

1/20/23 8:59am

Makes sense since we pay 10% of our income to our church. Other states don’t

Dangerous

1/20/23 9:01am

What does that have to do with spending money they don’t have?

RealTaysomHill

1/20/23 9:08am

Wait- you DON'T borrow money to pay tithing?

Courtimedes

1/20/23 9:17am

Nope. If I feel like I’m running out by the end of the month, I take money from

RealTaysomHill

1/20/23 9:18am

RE: Nope. If I feel like I’m running out by the end of the month, I take

Courtimedes

1/20/23 9:19am

if you are going into debt paying tithing, you are budgeting poorly

Pobs

1/20/23 9:10am

It’s not like it’s a surprise to tithe payers that they are going to pay 10%.

garyfan

1/20/23 9:21am

That's just it, though. Thats 10% that can't go to normal living expenses that

RGGeemer

1/20/23 10:30am

Or even drive up the temptation of discretionary debt

NumbersGuy

1/20/23 10:41am

Seems like a weak excuse. Instead of making $100k, you make only $90k, just like

garyfan

1/20/23 11:38am

That brings in the question net vs gross.

JohnnyC

1/20/23 12:37pm

So members don't budget because of tithing??

IronPotato

1/21/23 7:23am

Last time I saw number, roughly 30% of members in Utah pay tithing

AZ Coug

1/21/23 10:12pm

Where did you hear that?

IronPotato

1/22/23 8:58am

My stake pres heard it in a meeting with other SPs (area presidency meeting)

AZ Coug

1/23/23 8:16am

You mean that the 31 year old dude with the new pickup towing the camp trailer

macdizzle

1/20/23 9:02am

No, it's "literally" not... but it's a nice exaggeration.

tarzan15

1/20/23 9:05am

Some are. Especially if you add a boat to the mix.

macdizzle

1/20/23 9:10am

Maybe $100k. Thanks Biden.

IronPotato

1/21/23 7:24am

Can we add multiple expensive vacations each year to that?

Charles Darwin

1/20/23 9:15am

That’s a good point. We don’t have the expensive toys but we do travel a lot.

macdizzle

1/20/23 9:21am

That doesn't mean anything unless it's age adjusted. Utah is the youngest state in the country.

CSoul

1/20/23 9:02am

I dont think its completely useless.

rad dawg

1/20/23 9:15am

Uh, think about what you just said for a sec. Kids don't stay kids

CSoul

1/20/23 9:43am

I guess I am really not that smart.

rad dawg

1/20/23 10:06am

The reason we are the youngest isn't because of current kids, it's all past kids. Once you are 18 you count in these

CSoul

1/20/23 10:10am

Makes sense but seems some of those assumptions dont hold up.

rad dawg

1/20/23 10:48am

Home debt is the driver like I said. Texas, Oklahoma, Nebraska have much lower home prices and

CSoul

1/20/23 11:47am

I get it but still see gaps.

rad dawg

1/20/23 12:28pm

I know you aren't trying to be combative but you are struggling to understand correlation and that one variable

CSoul

1/20/23 12:58pm

This makes sense if the home ownership rate recently jumped.

rad dawg

1/20/23 4:40pm

Not that it matters a ton. But I would like to see a map for consumer debt

cougarfann888

1/20/23 9:02am

Prices increased everywhere. California and Arizona were both just as bad

rad dawg

1/20/23 9:06am

My uneducated guess would be that the ratio of families/home ownership also play a role.

kccougar

1/20/23 9:08am

That was my first thought. All this shows is which states have a higher ratio of

Boredname Checks Out

1/20/23 9:16am

No doubt. Buying over priced homes is a huge factor here.

rad dawg

1/20/23 9:17am

Plus people with families are more likely to buy a house than a similar aged

sandtrapcougar

1/20/23 9:19am

Sounds like another round of Pres Heber J Grant teaching is coming: get out of

P-Widdy

1/20/23 9:04am

What’s more important than a boat and a toy hauler?!?!?!

pink22

1/20/23 9:05am

Uhh...

Courtimedes

1/20/23 9:18am

Prosperity gospel overrides. This is an unspoken issue in just about every

deejo

1/20/23 9:27am

The map seems to show it’s comparable to other western states.

JuicyJam

1/20/23 9:07am

It seemed that Utah was almost always lower than neighboring states which

StarMan

1/20/23 9:17am

This is part of why we'll see population flow into the Midwest

Gustav

1/20/23 9:08am

Let's not have TOO much population flow, though, ok?

Courtimedes

1/20/23 9:20am

Most of what people attribute to “Utah”

cougarbart

1/20/23 9:09am

My car has to be slightly better than the Johnson's.

RSL

1/20/23 9:09am

All the people with large homes living paycheck to paycheck always surprises me

violetjazz

1/20/23 9:10am

<< Deleted >>

Buffalo

1/20/23 9:15am

Idaho is last? That seems kind of weird.

Super Chicken

1/20/23 9:24am

Could have something to do with the prices people paid for houses in Boise the last few years

JollyGreenGiant

1/20/23 9:37am

Watch the map. Turns red the last year. It’s gotta be the housing crisis we are

Don Carlton

1/20/23 9:44am

It’s bad. I knew a guy that had ~$75K in credit card debt, owed his aunt $50K,

kcca

1/20/23 9:26am

Who gives a crap. Yes I bought a big house. But my interest rate is 2 percent.

JAGA97

1/20/23 9:27am

So you can get a HELOC to assist with your business? Interesting

byu1

1/20/23 9:48am

Glad you made it work. Well done.

IronPotato

1/21/23 7:26am

<< Deleted >>

Peter Venkman

1/20/23 9:56am

I'm always surprised at how many toys I see in Utah. Super nice, boats, trailers

Windward_Coug

1/20/23 10:00am

Utah is the youngest state in the country. Young people have more debt than old

Junior Deputy

1/20/23 10:01am

Interestingly when you break it down by county Salt Lake County is green

Ben Swife

1/20/23 10:10am

Looks like it'll be time to invest in Utah real estate pretty soon.

IronPotato

1/21/23 7:22am

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