I've found if you pay your bills on time you have great credit.

Apr 25, 2017
8:46:16am

Mayor of Cougartown All-American

I can't get into all the little factors and understand them all personally (but I still read it)... and it doesn't matter cuz if you pay all your bills you have a great score.

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Mayor of Cougartown

Previous username: kennycoug
Bio page: Mayor of Cougartown
Joined: Sep 13, 2005
Last login: May 9, 2024
Total posts: 55,142 (15,922 FO)

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Messages

Author

Time

Major changes to credit score calculation

Skeptical Optimist

4/25/17 7:51am

So if you are applying for a car loan you need to play one game

cougarmanguy

4/25/17 7:57am

Yes, that is what is frustrating about the change. There are now two conflicting

Skeptical Optimist

4/25/17 7:58am

FICO is updating to include trended data

Linescratcher

4/25/17 8:05am

It isn't that extreme at all. If you have a high score in one you will have a

CSoul

4/25/17 8:06am

I expect my Vantage Score to drop given the amount of available credit I have

Skeptical Optimist

4/25/17 8:10am

RE: I expect my Vantage Score to drop given the amount of available credit I

eastwestcoast

4/25/17 11:00am

True, but that is changing. As Linescratcher noted above, FICO is losing their

Skeptical Optimist

4/25/17 11:07am

I've found if you pay your bills on time you have great credit.

Mayor of Cougartown

4/25/17 8:46am

Another reason to get out of debt and stay out of debt

YouPuntYouDye

4/25/17 10:02am

Did it go into effect yesterday? My score dropped 8 points overnight.

fiberpost

4/25/17 10:16am

The articles just say it will be later this year

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