We had players jogging in the secondary. That should be complete unacceptable and the player should be benched. That's on coaching. Not holding players accountable.
You can also criticize the bland preventative defensive scheme and lack of pressure, poor formation usage and lack of second-half adjustments. Or, you can criticize the short-yardage and 3rd-down play calls. That's all on coaching too.
I wouldn't say the coaching is terrible...like most on CB do...we did enough to compete against both Toledo and USF...but, good coaching would have seen us with 2-touchdown leads in the 4th quarter and running out the clock, instead of trying to create magic in the final seconds.