It was a battle...but my 15 year refinance at 2.375% was finally approved!

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Jun 4, 2020
9:59:23am

Fdnman All-American

Over the next 9 years before I retire it will save me over $52,000 of interest over the 3.5% rate I currently have.

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Fdnman

Bio page: Fdnman
Joined: Sep 5, 2002
Last login: May 1, 2024
Total posts: 33,715 (487 FO)

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Messages

Author

Time

It was a battle...but my 15 year refinance at 2.375% was finally approved!

Fdnman

6/4/20 9:59am

care to share the difference in payment between the two mortgages?

Cougarclaw

6/4/20 10:02am

P&I went up $300 per month. I have 21 years left on my current mortgage and

Fdnman

6/4/20 10:15am

Who did you use, I had an application in and was drop due to COVID uncertainty

germ1

6/4/20 10:03am

It is the Virginia Credit Union. I qualified to become a member because my son

Fdnman

6/4/20 10:16am

Nice!

JONBOY

6/4/20 10:12am

Nice. Who did you use?

rockhound

6/4/20 10:13am

That is incredibly low! Well done!

diluigifan

6/4/20 11:23am

Holy cow

HoustonCougar

6/4/20 12:31pm

What is the story? Why do you call it a battle?

cube3_cougar

6/4/20 2:35pm

Here is the back story...

Fdnman

6/5/20 5:42am

Thanks

cube3_cougar

6/5/20 12:43pm

Great rate. Did you buy it down?

Celeritas

6/4/20 4:44pm

No points paid. The $800 "origination fee" was a bit high, but total closing

Fdnman

6/5/20 5:52am

I locked in a refinance last night for 30 yr fixed high balance loan at 2.875%.

byuwahoo

6/4/20 5:24pm

What lender?

germ1

6/4/20 5:46pm

Wow! Who was this through?

diluigifan

6/6/20 8:03am

Loan Depot

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