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Oct 22, 2020
10:16
:49
pm
Cougarite
Walk-on
You can do a loan for 25 yrs
Lots of lenders offer 1-30 yr mortgages now so you can refinance for the number of years you have left.
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Cougarite
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Cougarite
Joined
Dec 15, 2015
Last login
May 5, 2024
Total posts
839 (0 FO)
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Messages
Author
Time
possible dumb question regarding Mortgage Loan calculations (30 vs 25 or 20 yr)
byu1
10/22/20 10:09pm
Yes, given the rate is the same. There is no reason to refi to shorten the term unless you’re
Pimpin4Paradise
10/22/20 10:11pm
I had the same option and I chose a 15 year loan so I would force myself to pay
sortsol
10/22/20 10:13pm
I like the idea of paying extra to pay it off sooner. This also
Superman21
10/22/20 10:16pm
Agreed. I have thought about refinancing to a 30 for the flexibility of paying
sortsol
10/22/20 10:23pm
You can do a loan for 25 yrs
Cougarite
10/22/20 10:16pm
Yes. Anything less then 30 years makes no sense.
allcoug
10/22/20 10:19pm
RE: possible dumb question regarding Mortgage Loan calculations (30 vs 25 or 20
FT487
10/22/20 10:28pm
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