My Account
Sign up, and you can customize which countdowns you see.
Sign up
Report problem with this ad
Start a related thread
Start a related poll
Reply via Boardmail
Apr 14, 2021
7:48
:54
am
Plato
Truly Addicted User
Invest the $$$
Start a related thread
Start a related poll
Reply via Boardmail
Report problem with this ad
Plato
Bio page
Plato
Joined
Mar 21, 2017
Last login
May 1, 2024
Total posts
19,836 (473 FO)
Report problem with this ad
Messages
Author
Time
Refinance question.
brazilcoug
4/14/21 7:39am
You don’t have to refi to pay your house off faster
TwinsRight
4/14/21 7:45am
The nice thing about not refinancing is that it gives you flexibility.
byujacob
4/14/21 7:46am
If you were as successful as me
CocaColaRecovery
4/14/21 7:47am
Invest the $$$
Plato
4/14/21 7:48am
paying off you home is an investment
MormonThug
4/14/21 8:53am
If you enjoy a near negative return on your money.
Plato
4/14/21 8:57am
math is on your side if you're disciplined. Almost nobody is.
MormonThug
4/14/21 9:06am
What everyone discounts in these scenarios is risk. Also, paying extra on his
PCCoug
4/14/21 12:54pm
If your interest rate is low, you can look at an amortization table (I use the
DwigtA2RM
4/14/21 7:52am
It depends on your interest rate
PCCoug
4/14/21 7:59am
Interest rate would go from like 3% to 2.2%. If I just kept the 30-year but paid
brazilcoug
4/14/21 8:08am
There are a lot of re fiannce comparing sites out there. You plug in the numbers
kotacoug
4/14/21 8:10am
Kotacoug. Did the book arrive? I would just make additional principal payments.
grandpacoug
4/14/21 8:18am
Not yet. I’ll check today 👍🏻
kotacoug
4/14/21 8:43am
RE: Interest rate wild go from like 3% to 2.2%. If I just kept the 30-year but paid
BYUtiful
4/14/21 8:11am
<< Deleted >>
cvd6262
4/14/21 8:11am
It was more common to do what you're thinking years ago. It's less common now and the main reason is that today
HarlemCoug
4/14/21 8:22am
A great, well thought out post in my humble opinion!! 100% agree.
grandpacoug
4/14/21 8:25am
I'm getting ready to pull the trigger on a 15 year mortgage. Rate difference is
LaserCoug
4/14/21 8:29am
I just did the same. So many people fool themselves into thinking they'll save
MormonThug
4/14/21 8:59am
What is your goal?
CBaass
4/14/21 9:57am
It makes sense if you really want to pay it off in 15 eyars and you can do it cheaper on a 15 year note than just paying
molodyets
4/14/21 10:00am
You will lose some flexibility. Option to pay extra amounts some months is nice.
grandpacoug
4/14/21 10:06am
Report problem with this ad
Posting on CougarBoard
In order to post, you will need to either
sign up
or
log in
.
Report problem with this ad
