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Jun 14, 2021
9:23
:01
am
cougarfann888
All-American
Your second paragraph doesn’t make sense
You spend too much if you carry a credit card balance and max out retirement savings?
Is that suppose to say “dont” max out
This message has been modified
Originally posted on Jun 14, 2021 at 9:23:01am
Message modified by cougarfann888 on Jun 14, 2021 at 9:23:23am
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cougarfann888
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cougarfann888
Joined
Oct 10, 2010
Last login
May 19, 2024
Total posts
27,729 (87 FO)
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Messages
Author
Time
At what point do you know you're spending too much money? Is it when you can no
dYrtbYkerYder
6/14/21 9:21am
Your second paragraph doesn’t make sense
cougarfann888
6/14/21 9:23am
Fixed.
dYrtbYkerYder
6/14/21 9:49am
That.. also if you’re having to run the numbers in your head whether you
cougfanz
6/14/21 9:35am
Too much is (25 x expenses) > 4% of expected nest egg at retirement. Expenses
BYUFootballisBack
6/14/21 9:52am
If you're maxing out your match, and can pay your bills, you'll do ok.
paulb
6/14/21 9:53am
Yes. Also, people taking out HELOC loans to buy toys or take vacations
UVCoug
6/14/21 9:53am
When you can’t max out retirement vehicles and also maintain 4-6 months
kotacoug
6/14/21 9:54am
We rein it in when our savings rate drops below 40%
EQD2
6/14/21 9:59am
Couple of very rough rules of thumb I’d suggest (recognizing
hansel
6/14/21 10:20am
I like number 3 a lot. Makes me think of wealthy barber, if you don't learn
paulb
6/14/21 10:25am
When I'm in our production rooms with our operators I talk finances with them &
Kauai
6/14/21 10:33am
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