I had a claim where a shopping cart rolled across the parking lot

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Jul 22, 2014
8:18:53am

Freddie Cougar

I had a claim where a shopping cart rolled across the parking lot

and slightly dented the bumper of a car. It was covered by my homeowners rather than car insurance. The fix was about $500. Then the insurance raised my rates by $300 for four years. Infuriating! It wasn't like I hadn't already paid well in excess of $500 bucks to that point without a single claim.

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Freddie Cougar

Bio page: Freddie Cougar
Joined: Apr 3, 2001
Last login: Oct 5, 2018
Total posts: 42,142 (354 FO)

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Messages

Author

Time

Water leaked from the washer on the second floor --do I make an insurance claim?

Iman23

7/22/14 7:54am

Obviously you will have to replace the damaged drywall ceiling

Cougs1

7/22/14 8:02am

Thanks for the advice. what do you mean by baseboard floors?

Iman23

7/22/14 8:05am

He probably means the "sub floor" which is a tongue and groove

Real G Man

7/22/14 8:25am

The wood flooring might swell and separate, but I've seen insurance companies

Bernard

7/22/14 8:10am

Here's an underlying problem with homeowner's insurance claims

BYUMizzou

7/22/14 8:11am

I had a claim where a shopping cart rolled across the parking lot

7/22/14 8:18am

If all you have is a ceiling stain, then you don't need to replace the drywall.

WDaddy

7/22/14 8:38am

Are the can light "holes" sufficient for draining? I think it's mostly

Iman23

7/22/14 9:24am

Can lights are sufficient for draining if you unscrew the can part and let air

WDaddy

7/22/14 9:37am

Unfortunately, it is cupping a little bit. Once it dries out, I'm just going

Iman23

7/22/14 10:37am

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