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Time

POLL: So is all of CB going cruising next year?

Indy Coug Loquacious Lummox

10:59am

Some scammer called my grandmother the other day and said he had possession of all her online passwords.

jacobugath INSUFFERABLE KNOW IT ALL

10:53am

Working in Reading UK for a couple of weeks,

SageOwl

10:51am

Bath or Windsor. Easily spend a day in both.

macdizzle

10:52am

oxcoug....

Indy Coug

10:54am

If you're ambitious, go a little further and check out Stratford and Warwick Castle

Indy Coug

10:54am

We were there last month. Yes it is worth the visit.

Archaea

10:57am

Why is ordering food at a fast food restaurant so difficult for some?

WJCougar

10:51am

In their defense, fast food places have menus that were designed by engineers.

MarylandFan

10:53am

Not really. The people I talk about just take forever to order...

WJCougar

10:55am

Especially places like In n Out and Canes.

Ragnar Danneskjold

10:58am

and it makes it worse when those people go through the drive thru.

ManicBlue

10:59am

Is it worth getting a PS 5 just to play NCAA 25?

CopaCoug

10:51am

You could get an Xbox Series S for only $299 instead.

TCuz

10:53am

This is my debate also... I need to get an XboxX or PS5 but really only want to

NarfUte

10:54am

New Xbox and ps5 pro should be getting announced in June. Should help lower the

Magneto

10:57am

That's my plan (Father's Day). There are a few other games that look good for my

Ol Big Bear

10:54am

I have a PS5. There's a lot of great games.

jacobugath

10:54am

Do you guys have kids?

RealTaysomHill

10:56am

If you want to play it, yes. There are lots of other great games on PS5 too.

BYUtka

10:59am

POLL: April Mayhem Finale! #1 Circle of Life vs #2 A Whole New World

jacobugath INSUFFERABLE KNOW IT ALL

10:41am

RE: POLL: April Mayhem Finale! #1 Circle of Life vs #2 A Whole New World

Longseason

10:43am

RE: POLL: April Mayhem Finale! #1 Circle of Life vs #2 A Whole New World

Preppy

10:54am

For those who haven't seen the College Football 25 trailer.

Tesla Coug Lord of the Manor

10:40am

Big miss not having Cosmo in there.

Cougs or die

10:45am

Ugh. I have an Xbox one and I don’t know if it will be available on that. I don’

Sparkling Delirium

10:47am

Tragedy that EA Sports still has their monopoly.

k-ace

10:47am

RE: For those who haven't seen the College Football 25 trailer.

Team Chaos

10:48am

No BYU, No BUY

Ted Lasso

10:51am

Probably the dumbest thing they could possibly show on the opening scene.

JAGA97

10:55am

POLL: What is your monthly budget for the following:

jarer21

10:40am

RE: POLL: What is your monthly budget for the following:

CPAcoug87

10:51am

My work started sending out fake phishing emails after a training we had about

Blueto

10:34am

This is the correct answer. I do it with all the corporate DEI emails which have links in them

Indy Coug

10:37am

This is a good way to make the cybersecurity team hate you

mobicurious

10:44am

Like what, they'll murder your family?

benny1982

10:49am

They won’t fill your ticket for a new mouse for your computer.

TCuz

10:49am

They'll take 3 days to start working on your help ticket instead of 2

Indy Coug

10:50am

They'll start over-filtering your email so important messages don't arrive

mobicurious

10:53am

I still think murdering your family would be worse.

benny1982

10:57am

Pro-tip:

Ragnar Danneskjold

10:59am

Fitness Friday — should the US adopt this approach to fitness?

Gustav

10:30am

fredy

10:36am

In theory it sounds great. But it’s government overreach

maxpowers

10:38am

“Hey Suz, the computer says you’re getting fat.”

Jstak17

10:51am

Furiosa: extended trailer

BYUheaven

10:29am

I've got my ticket

Gustav

10:43am

IMAX on Thursday for me. Can’t wait

BYUheaven

10:46am

So yeah. Sepsis super sucks. Especially when the ER can't tell you where it came

BlueVU

10:27am

Get well soon

Indy Coug

10:28am

Thank you ❤️

BlueVU

10:29am

Get a room

Sea Chicken

10:30am

RE: Get a room

Indy Coug

10:31am

RE: Get a room

Sea Chicken

10:32am

RE: Get a room

Indy Coug

10:33am

TNT might say:

Preppy

10:38am

It sound like he probably has one in the ICU

UnoDoctor

10:38am

That is really scary. Be careful and get better please. Keep us updated.

Alan Schaefer

10:29am

For sure. Today is better actually. I went from "most sick I've ever been" to

BlueVU

10:31am

Horrifying. But I’m glad for the slight improvement. Still in the danger

Alan Schaefer

10:33am

Took my first dose yesterday via IV. It was a broad spectrum because th

BlueVU

10:35am

And you have no idea how it happened either? Crazy.

Alan Schaefer

10:42am

No clue. I was fine on Tues night when I went to bed.

BlueVU

10:47am

My mom passed away at 58 from sepsis that was not diagnosed soon enough. By the

oryguncoug

10:30am

I'm lucky enough that my cousin runs the ER by where I live. My dad called him

BlueVU

10:33am

Good luck! I'm glad you caught it in time. I had sepsis 2 years ago. I was

elmerfudd

10:35am

Thank you! It's awful, but nice to know others here have experienced it too.

BlueVU

10:37am

How long did it take you to get better after the antibiotics, may I ask?

BlueVU

10:42am

I felt better within a few hours to be honest. Like I wasn't ready to walk out

elmerfudd

10:53am

I read stories like these and I picture living a 150 years ago. You’re gone.

Alan Schaefer

10:43am

I can think of several in my family that would be gone w/o modern medicine

Dr T-bone

10:47am

Right?! I've never had a life threatening illness like this before.

BlueVU

10:48am

You're 100% right, I would have been dead. That thought crossed my mind a lot

elmerfudd

10:55am

Our friends' 2 year old died of sepsis a few weeks ago. It's no joke

MetaLearner

10:46am

Oh gosh.... Poor little thing... 😢 I wouldn't wish this on ANYONE.

BlueVU

10:49am

It was very sad.

MetaLearner

10:54am

Oh my gosh. That is devastating.

elmerfudd

10:56am

I went into septic shock a few months ago. A minor scratch got infected

88Coug

10:54am

Yea it’s crazy how quick things can go south.

cougfanz

10:59am

It's Friday

TNT

10:25am

RE: It's Friday

BYUtka

10:28am

RE: It's Friday

OPINIONS

10:29am

Good tune. I'm headed to Golden Corral to gorge myself.

CopperLix

10:29am

Costco is always an eye-opening experience

TNT

10:30am

Oh, and then to Costco.

CopperLix

10:31am

HR Pros: FMLA, should a director/supervisor have access to the details?

JarJarBeeps

10:22am

How much work are you planning on missing?

molodyets

10:27am

This. FMLA protects your employment, not your potential promotion.

KingDave

10:44am

I know that - do you want to work at a place where you have to worry about the

molodyets

10:48am

Our FMLA was administered through a 3rd party so I wasn't privy to the details

Tare

10:28am

What is strictly legal and what is feasible are two separate things.

TheWanderer

10:38am

At a kid’s school program and the guy behind me is smacking his lips

maxpowers

10:15am

Mods, for the sake of the community, to hold as a warning, please sticky this post for the next 48 hours.

DKN Proud DINK

10:15am

Fans want the Suns to take Bronny either their FRP. 👍🙂

ManicBlue Intervention Needed

10:12am

Fans of whom?

Coop

10:16am

Hard to say but he's the runaway leader at this point. I voted for that option. hahahaha

ManicBlue

10:23am

<< Deleted >>

ManicBlue

10:22am

This is just a social media thing to increase interest. Every NBA team doing it.

JAGA97

10:25am

RE: This is just a social media thing to increase interest. Every NBA team doing it.

ManicBlue

10:35am

Good article about Suamataia's chance to compete to start for the Chiefs

KGKUGR

10:06am

What's the one sentence summary for Kingsly?

jvr7

10:07am

When KS was drafted he was told he would be able to compete for the starting...

KGKUGR

10:12am

Competing with (incumbent) 3rd rounder from last year

krindorr

10:22am

Where Colin was right

fredetteaboutit13

10:05am

Such a classic matchup. Perfect for the trailer.

Mostlyaccurate

10:02am

Some think Apple has great privacy policies. But it ain't nothin' compared to Google.

Ragnar Danneskjold You know...

10:02am

When is the Utah 6A Boy’s 1600m being run?

CrimWalCoug All-American in practice

9:59am

Around 9:15 Saturday morning.

CougGolf

10:04am

Here is the schedule

barnacle

10:06am

My link said 8:09 and 8:16 Saturday

Archaea

10:06am

Schedule link

CougGolf

10:21am

A scam you should be aware of:

Archaea

9:55am

I got an elaborate one from someone who called me from Web MD.

Blue2thebone

10:03am

These guys are Utes.

Archaea

10:08am

Wow - that's crazy specific. Scary how much information they can have.

RobAdams

10:09am

It will get worse in the future

TNT

10:23am

You have inside info?

Archaea

10:58am

Hahaha

jigidajrit All-American

9:48am

What is your current personal savings rate?

rad dawg

9:48am

30-35% depending on the year (includes retirement accounts)

cougsnhoosiers

9:48am

Nice. investments are calculated as savings as far as I know.

rad dawg

9:51am

3.2%? Undisciplined losers.

Ragnar Danneskjold

9:48am

-3.5 I'm not sure it is sustainable

Plato

9:49am

Make it up on volume

Skeptical Optimist

9:51am

US Government: "Those are rookie numbers."

RobAdams

10:16am

As much as possible given limits of being married and having kids.

Ycrazy

9:50am

25% Total. 10% goes to savings account/rainy day fund. 15% goes into retirement.

Jeff Spicoli

9:50am

That sounds like a very robust rainy day. I've heard that you should fund it to 3-6 months of expenses and the rest

Niiineteeen84

10:00am

<< Deleted >>

Baron

9:50am

0.0%. When there is no chance of the wealth running out, savings is unnecessary

Nikomedes

9:50am

Net income? Wouldn't that be 100% for everyone?

RGGeemer

9:50am

Net income being defined as after taxes.

rad dawg

9:52am

What about pretax savings (401k)? Include?

RGGeemer

9:54am

I believe those are added to the numerator for the calculation.

rad dawg

9:58am

Approx. 15% depending on the year.

Marvelous

9:52am

~60%

bluecougar1985

9:53am

20%-30% depending on the year

UVCoug

9:53am

I try for 50, but I usually hit about 40

EQD2

9:53am

I have a spreadsheet. 2023 I was at 41.3%.

TCuz

9:55am

We try to plan for 28-30%

tyler durden

9:56am

401k 12% plus 4% match. Other than that we have an emergency fund and various

CougarTwins

9:56am

51.3%, mostly thanks to a 2.65% mortgage rate

Bainge

9:57am

Wait, I read this as gross income. Of my "net" (income less taxes?) it's 59.7%

Bainge

10:31am

probably 25-30% over the past decade or so.

SuperTank

9:57am

65%

Forbidden Fruit

9:59am

that’s awesome

Flyingdolphin

10:25am

30%

TarCoug

10:00am

21% of gross.

JohnnyC

10:00am

Are the people who say 15%+ really rich or empty nesters? Between my taxes, 7.5%

AggieWeekendCougar

10:01am

No. I'm lucky to have a low mortgage payment tho

RGGeemer

10:03am

I don't have a high mortgage either. 2.875% and only owe $300k. Less than

AggieWeekendCougar

10:09am

What is your income, if you don't mind me asking? I'm lucky to have a $150k

RGGeemer

10:10am

My house only cost $235k, mortgage down to $153k left at 2.875% interest

RGGeemer

10:11am

When we moved to town in 2015, $235k would have bought a newer townhome or a

AggieWeekendCougar

10:26am

Not rich. Single income.

Marvelous

10:05am

CB is a very educated group thus many high earners

rad dawg

10:09am

What would you define as “really rich”?

YIsForBrigham

10:12am

Good question. I finally paid off all of my debt so that's why the high savings

cougsnhoosiers

10:30am

25%

Adwight

10:01am

While working 25-30%, since I retired 2 years ago about 15%

gilbertatty

10:02am

TNT

10:02am

28% of gross (max out 401k, 2 iras, hsa) plus another 7.5% company match on 401k

RGGeemer

10:02am

This thread makes me sad. Outside of 401k and HSA, we spend every other dime we have. Used to drive me insane. Now I’m

timpjynx

10:02am

401k still puts you way ahead of the curve.

rad dawg

10:13am

I keep telling myself that. Here’s the frustrating thing though - $850 mortgage on 3200sf house, 1 car payment, no boats

timpjynx

10:46am

It comes down to one of 2 likely possibilities

rad dawg

10:57am

15-20%

Littlerich

10:04am

Of net it’s gonna be something like 85%

JollyGreenGiant

10:05am

~20-40%

OPINIONS

10:21am

51% on gross minus tax (which isn't net...) Dual income, 1 kid.

NarfUte

10:22am

Net income has a different definition on this board.

rad dawg

10:35am

Around 45-50 percent, a bit difficult to know monthly

BYUfan92

10:22am

Nice try IRS

Archaea

10:59am

One solution to being scammed: enlist your grandson and elderly friends and ride

Gustav

9:47am

All of the scam talk reminded me of a time when my wife's grandpa got scammed.

Jeff Spicoli

9:44am

Apparently they're using AI to spoof voices, now, so it really sounds like them.

DubuMfalme

9:52am

The scammers probably didn’t know his name.

FlyingTokoro

10:00am

It is so easy to find that information though. People have no idea how much information is out there. They probably did

RootieBoy

10:25am

True, but that is what they did to my grandpa.

FlyingTokoro

10:30am

Easy to not get scammed if you are a tough love grandpa. "Good luck Mark!" click

JAGA97

10:04am

Top 10 recent

Ahhh crap

Multiple BYU insiders reporting that we're getting assistant(s?) today.

BYU makes Mag top 5

CC haters please disregard

I got more context to why she got duped.

Scottie Scheffler arrest details from Sportscenter.

Let’s speculate more on the assistants

NBA?

Sometimes, it just takes patience

So KY, don't build up hope that something will happen within a timeline. Nerds

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