that's cheap money. Also if those "experts" are right about stocks "tanking" then even better... Dollar cost average your money into stocks on the way down. Not much different than buying anything else on sale.

By the way, those experts have been predicting the market would tank since 2010... Their predictions are like me saying "I predict it's going to rain in California soon". Well, of course it'll eventually rain just like we'll eventually see a legitimate market correction. Wouldn't be the first and won't be the last. Don't time the market by the way, you'll lose in that game majority of the time.