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May 5, 2015
12:16
:39
pm
crack
What do you think the chances of you totaling your car in the next year or two
are? I have never bought it. I don't think the risk is worth the premium they are selling it for.
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crack
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crack
Joined
Nov 17, 2005
Last login
May 2, 2024
Total posts
42,340 (119 FO)
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Messages
Author
Time
Is "gap" coverage on a car loan worth it? This would be through UCCU
Cosmo Kramer
5/5/15 12:13pm
What do you think the chances of you totaling your car in the next year or two
crack
5/5/15 12:16pm
No.
byubyu
5/5/15 12:17pm
Seems like a pure money grab to me.
Left Shark Coug
5/5/15 12:19pm
Almost pure profit for the lender.
Cougar-Duck
5/5/15 12:24pm
You can usually get it through your car insurance as well
jaromp
5/5/15 12:45pm
Depends on the loan to value on your car...
Tokolosh
5/5/15 12:45pm
Check with your insurance agent. We offer gap at my company for about 2-3
Ycrazy
5/5/15 1:19pm
Has anybody ever collected on said coverage? Just curious.
Left Shark Coug
5/5/15 1:25pm
I've seen it used several times...
Tokolosh
5/5/15 1:29pm
Yes, a few times in the 13 years I have been here, but it is rare which is why
Ycrazy
5/5/15 1:30pm
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