Yes, a few times in the 13 years I have been here, but it is rare which is why

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May 5, 2015
1:30:16pm

Ycrazy

Yes, a few times in the 13 years I have been here, but it is rare which is why

it is cheap. There is a lot of profit from Credit Unions and dealerships in how they sell it all up front for more money.

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Ycrazy

Bio page: Ycrazy
Joined: Apr 14, 2011
Last login: Apr 26, 2024
Total posts: 8,568 (6 FO)

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Messages

Author

Time

Is "gap" coverage on a car loan worth it? This would be through UCCU

5/5/15 12:13pm

What do you think the chances of you totaling your car in the next year or two

crack

5/5/15 12:16pm

No.

byubyu

5/5/15 12:17pm

Seems like a pure money grab to me.

Left Shark Coug

5/5/15 12:19pm

Almost pure profit for the lender.

Cougar-Duck

5/5/15 12:24pm

You can usually get it through your car insurance as well

jaromp

5/5/15 12:45pm

Depends on the loan to value on your car...

Tokolosh

5/5/15 12:45pm

Check with your insurance agent. We offer gap at my company for about 2-3

Ycrazy

5/5/15 1:19pm

Has anybody ever collected on said coverage? Just curious.

Left Shark Coug

5/5/15 1:25pm

I've seen it used several times...

Tokolosh

5/5/15 1:29pm

Yes, a few times in the 13 years I have been here, but it is rare which is why

Ycrazy

5/5/15 1:30pm

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