Term insurance that can be converted to permanent by a certain date
It's usually 10 or 20 years without having to reprove insurability. You lock in your health rating now, so if you become unusually, you have to option of buying perm insurance regardless.
This message has been modified
Originally posted on Feb 17, 2016 at 12:13:10am
Message modified by VegasCoug on Feb 17, 2016 at 12:15:45am