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Aug 21, 2017
6:06
:12
pm
Hotty-Toddy-Reb
All-American
I don't know... I'm in the 800s and I only have 2 credit cards...
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Hotty-Toddy-Reb
Previous username
libmaniac
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Hotty-Toddy-Reb
Joined
Mar 3, 2011
Last login
Apr 27, 2024
Total posts
6,236 (933 FO)
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Messages
Author
Time
Financing/credit score question
valleus
8/21/17 5:24pm
I think you still need to make the 'minimum payment' each month even if you make
rggee
8/21/17 5:27pm
correct, but you'd only have a couple of months of remaining payments to make
scottpete
8/21/17 6:50pm
Check to see whether you must still make your same monthly payment
Tricky
8/21/17 5:27pm
Mine did.
Bert609
8/21/17 5:46pm
It wont work out like you think it will. Your monthly payment is ~$560. So you
BYUinTX
8/21/17 5:29pm
I think you are correct. They won't re-amortize it. But it won't matter
Negative Equity
8/21/17 5:47pm
Not sure it will help that much more than having a fully paid credit account.
boogers
8/21/17 5:31pm
That should work
Negative Equity
8/21/17 5:35pm
Or you could invest the $24k in Bitcoin Cash, and make standard payments
AF Cougar
8/21/17 5:40pm
What is your available credit?
Bert609
8/21/17 5:41pm
I don't know... I'm in the 800s and I only have 2 credit cards...
Hotty-Toddy-Reb
8/21/17 6:06pm
Jealous. One day, I want to join the 800 club.
Bert609
8/21/17 6:08pm
Yes. Combined I'm over 25k on those 2 cards.
Hotty-Toddy-Reb
8/21/17 6:44pm
RE: Yes. Combined I'm over 25k on those 2 cards.
valleus
8/21/17 7:30pm
I've got USAA as well. No idea what my credit limit is though.
colton
8/21/17 9:42pm
Doubt that's it. I only have two credit cards and am in the 800's
colton
8/21/17 9:41pm
Thanks
valleus
8/21/17 5:41pm
You don't need to do anything else to qualify for a mortgage. If your mortgage
Pick-Six Coug
8/21/17 6:08pm
Thanks, good to know
valleus
8/21/17 7:29pm
Update
valleus
8/23/17 4:11pm
Make sure the interest accrual is correct. Probably is tho'
boogers
8/23/17 5:01pm
Yes it reports as you suspect EXCEPT in the field where it states date of last
Pick-Six Coug
8/23/17 6:11pm
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