too many unknowns once you get married.

Don't feel rushed to get into a house right now just because interest rates may rise. It's going to take a long time to all this excess inventory to work it's way off the market.

If interest rates do rise, then there will be even more downward pressure on housing prices.

Real estate markets are local, and I don't know the California market at all, but I did read an article the other day about the Utah market, where it is predicted that Utah real estate prices will drop by 8 percent over the next year.