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Mar 30, 2015
10:14
:38
am
MormonDevil
Why was her coverage denied?
Is GEICO claiming her policy was not valid or are they saying she had valid liability coverage but that she was not responsible?
Big difference.
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MormonDevil
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Chareth Cutestory
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MormonDevil
Joined
Jan 22, 2003
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Feb 15, 2022
Total posts
21,955 (3,808 FO)
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Messages
Author
Time
Insurance Sucks
tebowned
3/30/15 10:10am
file the UM claim. If she has any recoverable assets your insurance will go
BIG XII Coug
3/30/15 10:13am
This would be my recommendation as well.
Real Men Wear Blue
3/30/15 10:15am
Why was her coverage denied?
MormonDevil
3/30/15 10:14am
Seems that there was no valid coverage. Hence, the uninsured coverage issue.
Real Men Wear Blue
3/30/15 10:15am
If she doesn't have liability insurance, here are your options:
MormonDevil
3/30/15 10:22am
RE: If she doesn't have liability insurance, here are your options:
BIG XII Coug
3/30/15 10:26am
thank you I will pursue those options.
tebowned
3/30/15 10:28am
^^^ this.
Finngirl
3/30/15 10:37am
Best case scenario is she actually does have coverage but GEICO ...
MormonDevil
3/30/15 10:40am
I didn't know that, that the insured can assign their claim of bad faith...
Finngirl
3/30/15 10:48am
Yep. In AZ, it's either a Damron, Morris, or Helme Agreement
MormonDevil
3/30/15 11:01am
I am going to take a stab and say that the lady failed to pay her monthly
BIG XII Coug
3/30/15 10:18am
Almost certainly.
Real Men Wear Blue
3/30/15 10:19am
policy invalid. they took 100 percent liability. they also took 3 weeks to
tebowned
3/30/15 10:25am
Did you say GEICO is the 3rd party liability insurer?
MormonDevil
3/30/15 10:32am
If you want it handled correctly and quickly, UM is your best option.
Mexicougazul
3/30/15 10:20am
In some states too, insurance can't increase rates or drop your coverage for
BIG XII Coug
3/30/15 10:21am
This is the case in AZ. It is statutory.
MormonDevil
3/30/15 10:28am
Exactly. And your company is going to treat you better than her's would.
Mexicougazul
3/30/15 10:29am
At least they are supposed to ...
MormonDevil
3/30/15 10:37am
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