I did a no-cost refi today and got rid of PMI. Felt good.

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Feb 28, 2020
6:34:13pm

Banjo All-American

I did a no-cost refi today and got rid of PMI. Felt good.

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Banjo

Bio page: Banjo
Joined: Aug 9, 2010
Last login: Jun 17, 2024
Total posts: 4,669 (64 FO)

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Messages

Author

Time

<< Deleted >>

Abe Froman

2/28/20 5:17pm

Translation?

SlantRoute

2/28/20 5:19pm

I just refinanced to a 15 year at 3% from a 3.625% 30 yr. My payment obviously went up, but my monthly interest expense

Pimpin4Paradise

2/28/20 5:26pm

That’s what I did in dec ‘08, have 31 payments left

JONBOY

2/28/20 5:41pm

Mortgage rates usually follow treasury yields.

cheezedawg

2/28/20 5:30pm

Where can I get a 10 year loan? I don't see them around.

BYUCPA

2/28/20 5:22pm

I bet quicken loans / rocket mortgage will. Just ask them.

ryebrye

2/28/20 5:25pm

High 2s with costs. 3% flat with no costs at the good places.

mulletino

2/28/20 5:28pm

What if I only plan to own my home for two more years?

SuperTank

2/28/20 5:33pm

That's not enough info to know for sure.

2/28/20 5:44pm

Right, but wouldn’t closing costs take away any savings from the refi in such a short timespan?

SuperTank

2/28/20 6:07pm

I just refinanced a few months ago at 3.5 with no closing costs

Adwight

2/28/20 6:09pm

My rate is 2.5% so I'm good where I'm at.

rebelCoug

2/28/20 5:44pm

RE: My rate is 2.5% so I'm good where I'm at.

CougsBeatU

2/28/20 5:54pm

I did a no-cost refi today and got rid of PMI. Felt good.

Banjo

2/28/20 6:34pm

Did you have to get an appraisal? Who paid for that?

buckeyecougarguy

2/28/20 6:40pm

A no cost, means he paid a little more interest.

El Fuego

2/28/20 6:53pm

^this. I do pay the appraisal, but by paying slightly higher interest than the

Banjo

2/28/20 7:26pm

Who did you use? I’m at 4% fixed 30 year and might not be in my house long

doubled1981

2/28/20 8:19pm

What rate did you get?

Bluesangue

3/5/20 7:31pm

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