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Feb 28, 2020
5:44
:49
pm
displacedute
All-American
That's not enough info to know for sure.
But if you can reduce your payment and put that money into savings (instead of just spending it), then you probably should refinance, especially if your current rate is above 4%
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displacedute
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displacedute
Joined
May 30, 2005
Last login
May 21, 2024
Total posts
10,956 (29 FO)
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Messages
Author
Time
<< Deleted >>
Abe Froman
2/28/20 5:17pm
Translation?
SlantRoute
2/28/20 5:19pm
I just refinanced to a 15 year at 3% from a 3.625% 30 yr. My payment obviously went up, but my monthly interest expense
Pimpin4Paradise
2/28/20 5:26pm
That’s what I did in dec ‘08, have 31 payments left
JONBOY
2/28/20 5:41pm
Mortgage rates usually follow treasury yields.
cheezedawg
2/28/20 5:30pm
Where can I get a 10 year loan? I don't see them around.
BYUCPA
2/28/20 5:22pm
I bet quicken loans / rocket mortgage will. Just ask them.
ryebrye
2/28/20 5:25pm
High 2s with costs. 3% flat with no costs at the good places.
mulletino
2/28/20 5:28pm
What if I only plan to own my home for two more years?
SuperTank
2/28/20 5:33pm
That's not enough info to know for sure.
displacedute
2/28/20 5:44pm
Right, but wouldn’t closing costs take away any savings from the refi in such a short timespan?
SuperTank
2/28/20 6:07pm
I just refinanced a few months ago at 3.5 with no closing costs
Adwight
2/28/20 6:09pm
My rate is 2.5% so I'm good where I'm at.
rebelCoug
2/28/20 5:44pm
RE: My rate is 2.5% so I'm good where I'm at.
CougsBeatU
2/28/20 5:54pm
I did a no-cost refi today and got rid of PMI. Felt good.
Banjo
2/28/20 6:34pm
Did you have to get an appraisal? Who paid for that?
buckeyecougarguy
2/28/20 6:40pm
A no cost, means he paid a little more interest.
El Fuego
2/28/20 6:53pm
^this. I do pay the appraisal, but by paying slightly higher interest than the
Banjo
2/28/20 7:26pm
Who did you use? I’m at 4% fixed 30 year and might not be in my house long
doubled1981
2/28/20 8:19pm
What rate did you get?
Bluesangue
3/5/20 7:31pm
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