I’ve done both, alternating every other year or so. I do the math each year

Aug 11, 2022
5:28:02pm

LeonMarek All-American

And I end up spending the same amount each year, ballpark. Between deductibles, premiums, OOP etc, it tends to wash out.

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LeonMarek

Bio page: LeonMarek
Joined: Aug 11, 2014
Last login: Jun 2, 2024
Total posts: 8,518 (384 FO)

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Messages

Author

Time

I'm thankful for my out of pocket maximum today.

Mister P

8/11/22 4:03pm

<< Deleted >>

Buffalo

8/11/22 4:06pm

There were several years where I hit mine in January.

kccougar

8/11/22 4:15pm

Every year for me. Yay!

NOCAL_YFAN

8/11/22 4:17pm

Ocular Melanoma diagnosis last September and now quarterly MRI and CT scans for

Greg4BYU

8/11/22 4:16pm

Did you get enucleation or radiation?

EQD2

8/11/22 5:12pm

Plaque radiation therapy

Greg4BYU

8/11/22 6:50pm

Would be interesting to see how many on CB use PPO vs. HSA.

CougGolf

8/11/22 4:18pm

PPO vs HSA? Do you mean PPO vs HMO or HSA vs FSA?

ManicBlue

8/11/22 4:35pm

PPO vs. HDHP - Higher premium/lower OOP max vs. Lower Premium/Higher OOP max

CougGolf

8/11/22 4:51pm

Thanks just trying to clarify. Your OP didn't make sense as PPOs and HSAs are different things.

ManicBlue

8/11/22 5:19pm

If only CB had something like a poll feature to help with this dilemma.

BoiseBlueCoug

8/11/22 4:47pm

HSA guy here, for now

Backcountry

8/11/22 4:54pm

I’ve done both, alternating every other year or so. I do the math each year

LeonMarek

8/11/22 5:28pm

My company and my wife's incentivize the HDHP options by matching contributions to

ManicBlue

8/11/22 7:03pm

We hit our deductible my March/April each year, but I've never hit the out of pocket max (thank goodness).

TheLoneCougar

8/11/22 4:19pm

I hit my $8k OOP often

RGGeemer

8/11/22 4:32pm

<< Deleted >>

Zenoch

8/11/22 4:45pm

As much as I gripe (not on here) about insurance, I "won the lottery" this year

BYUFootballisBack

8/11/22 4:47pm

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