My experience:
1) I pay more
2) my deductibles went up
3) my old perfect plan was cancelled
4) our long term family doctors don't accept it
5) the urgent care centers we use don't accept it (there are a few in East Los Angeles that do)
However, at least we have maternity coverage until we're 65 even though we are past having kids.
Bottom line - I pay a lot more and get a lot less.