It was interesting. I did it first online and it was a wash with USAA. Then someone from State Farm just called me up and said that the online thing is never right. He gave me a quote that was over 1k cheaper (home and auto) over a year, so I switched.

USAA did give me a bit of a hard time switching. They even read me some bad reviews that State Farm was given online. I thought that was weird. I am sure every company has some bad reviews. I even had one bad experience I thought was unfair with USAA when I was hit by another car at night and they just kept going. USAA would not let me claim as under/uninsured motorist and made me claim using my comprehensive (which has a deductible that I had to pay). They treated me as if they did not believe I was sideswiped by a moving car, even though I had a police report.