It's kind of fun to listen to everybody worrying about stuff like this. When I was 30 I had a nice 401K going, but needed medical procedures for my family took care of that. So then I started again but I got sued and had to defend myself so it's 0 again.

I'm trying to get back on top of it but life sometimes happens. Even the best laid plans leave you relying on the Lord and begging for mercy. I'm starting to be grateful for one little thing--that I have been able to pay my tithing all along and that gives me a lot more faith.

I have finally learned I think that faith and trust in the Lord is better than any 401k.