I just felt 25% of my hair instantly turn grey.

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Feb 12, 2018
11:09:27am

buhlcougar All-American

I just felt 25% of my hair instantly turn grey.

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buhlcougar

Bio page: buhlcougar
Joined: Oct 27, 2010
Last login: May 1, 2024
Total posts: 7,249 (2,189 FO)

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Messages

Author

Time

PSA: If you have already filed your tax return and you itemized your deductions

Chester Copperpot

2/12/18 11:02am

Did the phase outs change?

RexIdaCoug

2/12/18 11:07am

Not that I saw.

Chester Copperpot

2/12/18 11:29am

I just felt 25% of my hair instantly turn grey.

buhlcougar

2/12/18 11:09am

So if I didn’t have mortgage insurance, I’m good?

rainorsnow

2/12/18 11:10am

No, you need to find out how much your neighbor paid for their mortgage insurance and amend using that figure.

Pimpin4Paradise

2/12/18 11:16am

I’ll do that, thanks!

rainorsnow

2/12/18 11:21am

Yes.

Chester Copperpot

2/12/18 11:31am

Thanks. I’ll actually need to amend. I did pay last year. MIP didn’t fall off

rainorsnow

2/12/18 11:39am

Is it still Line 13 on Schedule A?

rainorsnow

2/12/18 11:51am

I think so, but not sure on that.

Chester Copperpot

2/13/18 2:48pm

This was the Post of the (tax) Year!

cucciolo25

2/12/18 11:16am

Now, if I did my taxes on paper forms and mailed them in, how do I fix this?

cucciolo25

2/12/18 11:18am

File your 1040X on paper and they'll process it. You can file it anytime.

Chester Copperpot

2/12/18 11:29am

Thank you!

2/12/18 11:24am

What about when a filing joint return?

HuskerFan2

2/12/18 11:26am

It's the same. Depending on if you itemize and you paid mortgage insurance

Chester Copperpot

2/12/18 11:31am

Fortunately (and unfortunately) I've been held hostage by E*Trade so I haven't filed yet.

HuskerFan2

2/12/18 11:33am

This is only for those that are paying mortgage insurance?

Sandy Lyle

2/12/18 11:31am

Yes, only if you paid mortgage insurance premiums.

Chester Copperpot

2/12/18 11:31am

Just say no to PMI. What a waste of money.

2/12/18 11:36am

AMEN. It was the only way we could get into a great situation.

cucciolo25

2/12/18 11:54am

I hear ya. It's just worth prioritizing getting to 20% equity to get rid of it.

2/12/18 12:29pm

So unfortunately that didn't work. We did prioritize and got to 20% a couple

cucciolo25

2/12/18 12:52pm

That sounds illegal. What I've read says that lenders are required to remove PMI

2/12/18 1:22pm

More links:

2/12/18 1:28pm

OK, I'm mixed my facts up a bit...but you've still helped me.

cucciolo25

2/12/18 2:01pm

We had to pay for an appraisal but it was worth it to save the PMI. that was 30

scott715

2/12/18 2:37pm

Wait, people actually pay for that PMI crap? Why throw money away?

ArchbishopMitty

2/12/18 6:53pm

Because you don't have the 20% down payment.

scott715

2/12/18 9:20pm

That's what I don't understand, why buy a home you can't afford and lose more $$

ArchbishopMitty

2/13/18 2:43pm

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