My Account
Sign up, and you'll be able to ignore users whose posts you don't want to see.
Sign up
Report problem with this ad
Start a related thread
Start a related poll
Reply via Boardmail
Feb 21, 2018
1:33
:28
pm
CapitalCougar
Playmaker
Can you still use the miles after canceling your Chase Sapphire card?
Or do you have to use them before you cancel?
Start a related thread
Start a related poll
Reply via Boardmail
Report problem with this ad
CapitalCougar
Bio page
CapitalCougar
Joined
Jul 23, 2003
Last login
May 14, 2024
Total posts
1,715 (2 FO)
Report problem with this ad
Messages
Author
Time
I broke down my credit card strategy for a friend recently and thought I would
CSoul
2/21/18 11:34am
The rules for the reserve's $300 travel credit have changed. You can only get
Ozymandias
2/21/18 11:35am
Good to know, just edited it.
CSoul
2/21/18 11:37am
You have Amazon Prime then.
BeefNoodleSoup
2/21/18 11:39am
Yes
CSoul
2/21/18 11:40am
You should get Discover. Their 5% rotating categories are different from Chase
BeefNoodleSoup
2/21/18 11:40am
And like Chase, it's actually 6% because you get 1% for everything.
BeefNoodleSoup
2/21/18 11:41am
Just FYI the 1% and 5% don’t stack so really only 4% extra.
cougarfann888
2/21/18 11:44am
Not what my statement says.
BeefNoodleSoup
2/21/18 11:50am
Is it additive? I thought it was 1% everything OR 5% for categories
Martin Van Nostrand
2/21/18 11:44am
Additive. From my statement:
BeefNoodleSoup
2/21/18 11:54am
I think the math on your statement means you get 5 UR pts / $
ForzaPuma
2/21/18 12:27pm
You're right. I can't do arithmetic.
BeefNoodleSoup
2/21/18 12:33pm
One of the benefits with Chase cards is that you can continue to get the signup
TheLoneCougar
2/21/18 12:23pm
believe it has to be 2 years since you got a bonus for that card. I think (but
Martin Van Nostrand
2/21/18 12:57pm
I would add one more. American Express Blue Cash Everyday card for groceries at
Broda
2/21/18 11:44am
I'll look at that as well, but we do most of our grocery shopping
CSoul
2/21/18 11:45am
Cash back up to $6000 or $6000 worth of groceries?
WDaddy
2/21/18 12:03pm
$6000 worth of groceries, so about $500 a month.
Broda
2/21/18 1:06pm
Blue Cash Preferred gets 6%
sakar12
2/21/18 12:25pm
You also have $95 annual fee.
Broda
2/21/18 1:05pm
My problem is now spending all my points. I currently have over 1 million chase
cougarfann888
2/21/18 11:47am
Don't let me stop you from transferring them to me. 😉
Wadds
2/21/18 11:50am
Treat yourself to Business class on international flights. Definitely worth it.
Broda
2/21/18 11:50am
You won't get the same level of return, but Amazon cards are available.
Ozymandias
2/21/18 11:55am
first world problems at it's finest right here. !!! hahaha
Mayor of Cougartown
2/21/18 12:14pm
Exactly. Don't cash them out.
TheLoneCougar
2/21/18 12:24pm
Question - doesn’t it negatively affect your credit rating to cancel cards?
Ashtrash
2/21/18 11:58am
It's mostly about credit utilization. So if you cancel a card and
CSoul
2/21/18 12:01pm
Good to know, thanks...
Ashtrash
2/21/18 12:10pm
Also Citi Double Cash gets you 2% on everything. That should be your lower bound
BeefNoodleSoup
2/21/18 12:04pm
Freedom Unlimited is 1.5% * 1.5 redemption, so 2.25% is my lower
CSoul
2/21/18 12:06pm
OK
BeefNoodleSoup
2/21/18 12:10pm
Don't forget that through the Ultimate Rewards Portal you can transfer
TheLoneCougar
2/21/18 12:20pm
Can you still use the miles after canceling your Chase Sapphire card?
CapitalCougar
2/21/18 1:33pm
You need to use them before you cancel, or transfer them to another card's
TheLoneCougar
2/21/18 2:38pm
If you downgrade you'll keep them. If you cancel the card, make sure to transfer
Martin Van Nostrand
2/21/18 3:27pm
Report problem with this ad
Posting on CougarBoard
In order to post, you will need to either
sign up
or
log in
.
Report problem with this ad