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May 23, 2019
3:12
:44
pm
ballen
All-American
Can you refinance at any time? We bought in December, right as interest rates
went up to their highest point in a while. With them dropping can I refinance this soon?
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ballen
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ballen
Joined
Mar 7, 2011
Last login
Sep 20, 2024
Total posts
16,671 (147 FO)
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Messages
Author
Time
Can you refinance at any time? We bought in December, right as interest rates
ballen
5/23/19 3:12pm
Yes
mulletino
5/23/19 3:15pm
You will have to pay closing costs. Make sure it makes sense from a savings
Ojiisan
5/23/19 3:19pm
But do you Know anyone that can do it?
fattycoug
5/23/19 3:38pm
Maybe!
mulletino
5/23/19 3:39pm
Yes. Depending on your loan, you may have a prepayment penalty. I would guess
gwalker
5/23/19 3:19pm
We don’t. I’m just worried about paying closing costs again.
ballen
5/23/19 6:33pm
It almost assuredly will save you a ton of money, even with rolling costs into
RdF3
5/23/19 3:21pm
What were you at and what do you think you could get?
itsuptoyou
5/23/19 3:35pm
Similar, though I’ve seen rates under 4 now
ballen
5/23/19 6:33pm
I have heard that unless it is at least a full point lower you don't really make
cougarfan87
5/23/19 3:51pm
We bought in November, just finished a refinance.
The Count
5/23/19 11:26pm
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