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May 23, 2019
11:26
:16
pm
The Count
Walk-on
We bought in November, just finished a refinance.
Rate went from over 5% down to 4% with $1800 in lender credits. It was a no brainer for us. We are in California.
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The Count
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The Count
Joined
Apr 13, 2011
Last login
Apr 28, 2024
Total posts
392 (1 FO)
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Messages
Author
Time
Can you refinance at any time? We bought in December, right as interest rates
ballen
5/23/19 3:12pm
Yes
mulletino
5/23/19 3:15pm
You will have to pay closing costs. Make sure it makes sense from a savings
Ojiisan
5/23/19 3:19pm
But do you Know anyone that can do it?
fattycoug
5/23/19 3:38pm
Maybe!
mulletino
5/23/19 3:39pm
Yes. Depending on your loan, you may have a prepayment penalty. I would guess
gwalker
5/23/19 3:19pm
We don’t. I’m just worried about paying closing costs again.
ballen
5/23/19 6:33pm
It almost assuredly will save you a ton of money, even with rolling costs into
RdF3
5/23/19 3:21pm
What were you at and what do you think you could get?
itsuptoyou
5/23/19 3:35pm
Similar, though I’ve seen rates under 4 now
ballen
5/23/19 6:33pm
I have heard that unless it is at least a full point lower you don't really make
cougarfan87
5/23/19 3:51pm
We bought in November, just finished a refinance.
The Count
5/23/19 11:26pm
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