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Sep 19, 2019
6:07
:22
am
Odysseus
All-American
#2 should be moved to #4, at least for any employer matching on 401k
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Odysseus
Previous username
THUNDERDOME69
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Odysseus
Joined
Oct 28, 2014
Last login
May 9, 2024
Total posts
32,889 (11,489 FO)
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Messages
Author
Time
If you're saving for your kid's college, do it in a 529
Sexytaxman
9/18/19 9:50pm
Acorn’s got some fighting words.
Mr. Belding
9/18/19 9:54pm
If you don’t have an emergency fund, and have to raid a kids college savings
NanoFab Coug
9/18/19 9:54pm
exactly!
Sexytaxman
9/18/19 9:58pm
most americans are punting on retirement let alone a college fund for kids
Mayor of Cougartown
9/18/19 9:59pm
the order is important...
Sexytaxman
9/18/19 10:07pm
#2 should be moved to #4, at least for any employer matching on 401k
Odysseus
9/19/19 6:07am
The idea is to get debt free as fast as possible.
rtNelson
9/19/19 6:34am
I agree. Odysseus is right, but most people smart enough to save for retirement
frontrowcougar
9/19/19 10:37am
What if they don't go to college?
BYUALWAYSNUM1
9/18/19 9:58pm
are they going to do any type of trade school? or professional training?
Sexytaxman
9/18/19 10:03pm
Or I think its just a 10% penalty to close it up.. so not the end of the world.
cougfanz
9/18/19 10:04pm
Maybe that answers my next question, if the child dies early, I can change who
BYUALWAYSNUM1
9/18/19 11:07pm
Yes you can change the beneficiary to anyone at any time.
Mr. Belding
9/19/19 6:22am
pass it to the grandkids is my plan.. each kid gets a certain (equal) amount..
cougfanz
9/18/19 10:03pm
I'm thinking this too. Unless you go into something specialized I don't think
8man
9/18/19 10:08pm
Unpossible
frontrowcougar
9/18/19 10:17pm
Yes! Tax free earnings and (in Utah) a 5% tax credit up front.
frontrowcougar
9/18/19 10:11pm
Pass
Dynomite
9/18/19 10:14pm
Just don't try to pay BYU from a 529
g$
9/18/19 10:18pm
You can reimburse yourself from a 529...
KSwiss
9/18/19 10:28pm
College will be free soon so not worrying about it
Dangerous
9/19/19 6:34am
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