s owned by the government in 1.5 years i would be really sad to miss out on that benefit just because i refinanced to a private loan company. I have already refinanced to a private loan company so the point is somewhat moot. But it would kill me a little inside if i missed out on some 100,000 giveaway from the government. Because make no mistake...if someone offered to pay this for me... I would take it! But i'm pretty sure thats not how things will go down even if Sanders or Warren or Biden win the next election. i'm kind of joking. But seriously...how awful would that be if all you had to do was wait and someone else would have paid it off?