to settle for FGs instead of TDs (a 12 pt differential just on those converted; 7 more on the missed FG) because they stopped doing what got them down the field.

You can blame this loss on bad luck with Hall's injury; but the truth is this team has no killer instinct. Fro the 2nd week in a row they were up by more than 2 scores to an inferior opponent and the offense went into hiding and the defense dropped their drawers. If this team can't beat the likes of Toledo and USF, it's time for a change.