Three scenarios possible here.

First: USC loses, Utah beats Oregon in championship game. Utah goes to the Rose Bowl. Worst case scenario.

Second: USC wins out, Utah finishes 11-1, misses CC game. I have a hard time believing an 11-1 top 8 ranked Utah team doesnt get an at large spot in the Cotton Bowl. I think this may be their safest bet for a NY6.

Third: Utah loses to Oregon in the CC game, finishes 11-2. I really think a 2 loss Utah team has a worse chance at the Cotton Bowl spot than in scenario 2.