impacted financially by closures etc, the federal stimulus allows many homeowners to delay paying their mortgage for up to 6 months without penalty or fines.

SixFifty has created this free online tool https://hellolender.org/ to help write a letter to your mortgage servicer to defer payments on your mortgage for up to 6 months.

They don't guarantee anything. The details are all between you and your mortgage company but they generate the letter to get the ball rolling. Go check it out if you are struggling to make ends meet due to COVID19 and pass it along to others you know are struggling.