pop every year and end up being great fantasy football waiver finds for the year. The first couple weeks are the most important to use the dollars up.
I hear the argument that people keep their money in case a RB goes down. however, most of the best handcuffs are already owned. In reality when a stud RB goes down it is usually filled with a committee that is unusable.
A league I'm in we have used FAAB budget for a decade now and I've seen a lot of monies go unused. Use it early on a guy that pops or might be worthless to you.