Wealth creator. But the Great American Dream is home ownership not home mortgageship. There are many areas where you can live work and be happy. It doesn’t have to be in Utah, NYC or Boston. In fact there have often been bigger opportunities in smaller locals

I like many have retired and many of my business associates from the wireless world have retired to smaller rural or semi rural areas. The most recent good friend retired to 100 acres in Alabama. Sold his house in NJ and said goodbye to the hustle. With WFH that option is open to many

Now as I has a Stake President tell me once -and a VP at BYU also told me..the church doesn’t need you in Utah, but the do need good faithful members in Chicago, Florida, Alabama and elsewhere