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Apr 16, 2021
10:05
:41
pm
HuskerFan2
Professional Calvinball Player
I'd hope they were doing amazing
I'm an idiot and still managed to do well in the markets over the last two years. 🙂
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HuskerFan2
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HuskerFan2
Joined
Jul 17, 2002
Last login
May 2, 2024
Total posts
52,434 (3,185 FO)
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Messages
Author
Time
I use my IRA as a completely passive account. Until now, I’ve always just put everything in mutual funds. But I’m now
YIsForBrigham
Poo Poo
4/16/21 9:59pm
If you think it's worth the higher fees, go for it. I've used betterment, but I don't think it's worth the fees.
supertux
4/16/21 10:02pm
Yeah. Schwab’s product doesn’t charge advisor fees but you do still pay ETF expense ratios. But so do the mutual
YIsForBrigham
4/16/21 10:07pm
Will they invest in non schwab funds?
immacougar
4/16/21 10:10pm
From what I can tell, yes. The portfolio chooses from 53 different funds. Most are Schwab but not all.
YIsForBrigham
4/16/21 10:16pm
You can never avoid the fund expense fees, right? And what’s the extra cost
4slyce
4/16/21 10:49pm
No management or advisor fees for the Schwab robo management. Only the fund expense ratio
YIsForBrigham
4/16/21 11:04pm
My IRAs are betterment, they have done really well for me the last few years
BYUFootballisBack
4/16/21 10:03pm
I'd hope they were doing amazing
HuskerFan2
4/16/21 10:05pm
I have had them for 5? years now, even with the fees they have kept up/outpaced
BYUFootballisBack
4/17/21 9:49am
Yes. I like the tax loss harvesting too
PizzaPipeline
4/16/21 10:09pm
That can possibly be worth it in a taxable account
supertux
4/16/21 10:10pm
I gave up on it. How old are you? It’s better
timponyloco
4/17/21 6:23am
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